Chinese Payment Processing

Connect your business to one of the world’s largest e-commerce markets and start selling in China. Accept various local Chinese payment methods straight away, without the need for a local entity.

China Union Pay

The only bankcard organisation in China.

China Union Pay is the only interbank network in China. It links the ATMs of 14 major banks and of many other smaller banks throughout the country. CUP is the only entity able to process credit and debit card transactions in RMB..


WeChat Pay

PayConstruct facilitates the payment needs of WeChat, the most popular social network in China. To use the WeChat Pay e-wallet, customers top up using their debit card, or connect their credit card. One particularly popular function of WeChat Pay that catapulted it to success is the ability to send “red envelopes” to friends and family around the time of the Chinese New Year Festival, where it is tradition to give money in red envelopes.


China’s most popular online payment method. Alipay was created to provide payment processing services to Alibaba owned platforms like Tmall and Taobao, but it’s primary product is an e-wallet. This means it gives users a wide variety of payment options. It allows users to pay online and in store. It also offers one click recurring billing.

Instant Bank Transfer

This type of bank transfer payment is automated from the customer perspective.  Being a very popular payment method in China, it clears instantly which means you get paid fast. Although the UnionPay network is used to clear the payments, customers don’t need a debit or credit card to pay by bank transfer, as the payment is authenticated via their online banking.


Should you need to transfer money back to your clients, using an API, we can offer an automated payout solution. Payouts are done via a bank transfer which clears immediately, allowing you to pay your customers back quickly and easily.

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Let us solve the payments problems for you. Start by getting in touch today.